Health is important for every human being, so itsprotection is also very important. The benefits of health insurance have alsobeen felt by many people, especially in minimizing the financial impact due tothe risk of disease in the future.

Health Insurance What is needed by society in general is somethingthat can give them peace of mind and complete the comfort of life at an affordablecost.

Therefore, people are starting to realize theimportance of having personal health insurance. The main reason, personalhealth insurance can cover medical costs quickly in the event of a medicalemergency.

Notto mention the fact that health costs in Indonesia are increasing year by year. Survey 2020Global Medical Trends Survey Reportreleased by the firmWillis Tower Watson stated, gross medical inflation or health costs inIndonesia in 2019 rose almost 10% from the previous year. Meanwhile, this year,health costs are predicted to skyrocket again up to 11%. This increase isallegedly going to be higher than the average cost of healthcare in AsiaPacific countries which touched the level of 7%.

Seeingthe trend of increasing health costs, having personal insurance is a wisedecision. Why?

The Importance ofHaving Personal Health Insurance

1. Access to ManyHospitals

Because it has been present in Indonesia first,private insurance companies have worked closely with partner hospitals that arecompetent and ready to serve prospective patients. With a dispersed and variednetwork of hospitals, you can choose the hospital you want.

For example, we can search for the location of ahospital that is close to where we live or find a hospital where a regulardoctor practices.

 

2. Easier Process

With a large network of hospitals, health insuranceoffers procedural services that are easier for policyholders while in hospital.For example, some types of disease do not require a referral system thatrequires the patient to bring a letter of recommendation from a specialist.This of course speeds up the treatment process.

This means that you can visit health facilities atany time, both clinics and hospitals as long as they cooperate with yourinsurance. We can even choose the doctor we want. This is what underlies manypeople why they choose personal health insurance as health protection.

 

3. Save Time

Long queues are something to avoid when we are sick.But what can we do, oftentimes, we have to be willing to wait for hours. Thiscan be a hassle if you come to accompany an elderly person or small child.

Moreover, the quota for inpatients is limited. Suchconditions will require us to go back and forth to the hospital to check theavailability of inpatient rooms.

By having personal health insurance, we can have ashorter flow so that it is handled quickly, and saves time and effort.

 

4. Enjoy CashlessFacilities

With health protection, we don't need to carry cashwith us to the hospital, especially if we suddenly have to enter the EmergencyRoom (IGD). If your health insurance has a cashless or non-cash feature, youonly need to show your insurance card at the hospital counter. After that, thecost will be guaranteed in advance by the insurance company to the hospital.

Oneof the insurance that has features CashlessisManulife Indonesia. With this feature, Manulife will help cover patient costsif there is a risk of illness, so you can stay financially protected.

 

5. Cash Compensation

Anotherbenefit offered by private insurance is the cash compensation provided whilethe patient is hospitalized. This compensation is beneficial for the patient'sfamily who waits at the hospital every day, as a substitute for transportationcosts or family hospitalization costs.

The five reasons above prove that health insuranceprovides more convenience. With private insurance, you don't have to wait longto get service, you can choose a hospital and specialist doctor, to choose amore attractive treatment room.

Therefore,you need to be observant in choosing insurance that provides the benefitsdescribed above. Well, one that should be an option is MiUltimate HealthCare.This is insurance products purehealth developed by Manulife Indonesia with various advantages and benefits forcustomers.

Some of the advantages include inpatient facilitieswith 1 bed room, reimbursement of hospital fees according to the bill, as wellas a room fee benefit of 3 times the plan chosen if you are treated abroad.This applies to all Manulife partner hospitals worldwide, with the exception ofthe United States. This is very useful for those of you who often travel abroador even stay for some time in another country.

Sowith all the benefits that have been described, why wait to have healthinsurance? Remember, your health is priority. Agree?