CAR insurance companies may already be
familiar with the Indonesian insurance industry. Founded in 1975, this company
has assets of up to IDR 5.4 billion.

On this occasion, LifePal will brieflydescribe how this insurance company was founded. In addition, of course, don'tmiss explaining the mainstay product of CAR Insurance.

Abrief history of CAR Asuransi Insurance

 The name CAR stands for Central AsiaRaya. This life insurance company is under the auspices of PT Asuransi JiwaCentral Asia Raya.

This insurance company was founded byAnthoni Salim who is also the owner of the Salim Group. Salim Group itselfcurrently owns shares in non-profit businesses which include Indofood,Indomaret, and so on.

The CAR insurance company also has 8regional offices, 82 marketing offices, and 53 customer service offices spreadthroughout Indonesia.

Of course, a massive nationalexpansion like this has shown its credibility as one of the best insurancecompanies in Indonesia.

The best productfor CAR Insurance

After getting to know the briefhistory of the CAR Insurance company, of course you should know the superiorproducts they have.

This is done so that you get an ideaof ​​​​a financial plan for the future through insurance.

1. IndividualProducts

This life protection product from CARhas many choices. In addition to providing protection from the risk ofaccidents or death, this product also provides other benefits.

Other benefits include old ageinsurance, long-term investment, children's education, and so on.

What's interesting about this type ofinsurance? Even competitive insurance premium payments can provide benefitsranging from Rp. 10 million to Rp. 10 billion.

Benefits are also given based on thetime of filing a claim or a predetermined period of time.

There are 13 (thirteen) protectionproducts from CAR that you can choose according to your needs, namely:

• AnandaScholarship
• WholeLife
• ProtectaRaya
• CArina
• CARLegacy
• FamilyPrevensia CARe
• WholeLife Executive
• CARityFund 20
• UnitLink
• DollarExecutive
• RupiahExecutive
• PrevensiaPro Ultimate Insurance
• PrevensiaCare Ultimate Insurance

2. GroupInsurance

This insurance product is intended fora company that needs protection for its employees.

The purpose of this insurance is toavoid the risk of accidents and provide compensation for death as long as theyare still officially declared employees of the company.

There are 3 (three) CAR insuranceproducts offered to companies that become customers according to their needs,namely:

• HealthInsurance
• Lifeinsurance
• TermInsurance

3. Bancassurance

The function of the bancassuranceproduct is to provide insurance savings through deposits to protect you andyour family from various risks.

The risks faced can be in the form ofhospitalization, long-term savings for retirement or education, mortgagepayments, and so on.

There are 3 (three) CAR insuranceproducts offered to several cooperative banks according to their needs, namely:

• Funding
• Lending – Credit Life
• Card Center

4.Retail Insurance

Have a small or medium business? Haveyou ever been suddenly afraid of having to swallow a loss if there was adeficit and even went bankrupt?

If you need insurance protectionagainst a business that has been initiated so as not to reap a lot of losses,this CAR insurance product is also a great choice for you.

There are 8 (eight) businessprotection products from CAR that you can use, namely:

• AccidentProtection
• CriticalIllness Protection
• CentralAsia Health Protection
• CentralAsia Life Protection
• CentralAsia Disease Protection
• Blessingsof Saint Joseph
• CentralAsia Prevensia Care
• LifeProtection 2.0

5. Microinsurance

Do you need insurance at a moreaffordable price and don't want to be complicated? CAR also has micro insuranceproducts with lower insurance premium payments.

Only by paying an insurance premium ofIDR 43,500 to IDR 50,000, you will get protection from the risk of death withcompensation of up to IDR 25 million.

There are 2 (two) CAR insuranceproducts that you can enjoy for optimal protection at affordable prices,namely:

• ThePeci Micro Insurance
• DengueFever Insurance

6. FinancialInstitution Pension Fund (DPLK)

Do you already have a fixed retirementage? However, you don't have enough savings to support retirement?

For those of you who are still lookingfor a suitable retirement insurance recommendation to guarantee a peacefulretirement, CAR insurance has a DPLK insurance product.

The function of this insurance productis to manage pension funds, make investments based on applicable regulations,collect contribution funds from insurance customers, and so on.

Not only that, this product alsomanages severance pay.

There are 2 (two) protection productsfrom CAR that can be used to obtain financial security in retirement, namely:

• RetirementProgram
• SeveranceProgram

7. Shariainsurance

Supervised directly by the ShariaSupervisory Board, CAR also launched sharia insurance products.

The provisions that are owned are notmuch different as long as they are in accordance with Islamic law. Not onlythat, this insurance also has products that are no less interesting.

This sharia-based protection productis held based on customer needs in the education, life and health sectors.

There are 4 (four) protection productsfrom sharia CAR that can be used to guarantee your finances by managingsharia-based funds, namely:

• FathanahScholarship
• CARlisya
• IstiqomahHajj Fund
• SakinahWaqf

8. BPJS Health

One of the advantages and uniquenessof the CAR insurance product is the collaboration with BPJS Health.

This agreement was initiated in 2014with the basic objective of protecting CAR insurance customers from obtaininghealth insurance rights from social insurance.

In other words, all customers getdouble protection, both from CAR and BPJS Health.

What lifeinsurance policy suits your needs?

Life insurance has various types ofinsurance policies, each offering benefits and coverages that can be tailoredto the needs of prospective customers.

That's about information about the insand outs of CAR insurance companies and their superior products. Of course theproducts they offer are very interesting.